Roland's question 1:
It's no surprise the issue of membership arises in the context of ordering gear. With our "distinctive" visual identity, I think the perception of belonging is closely tied to the Easter Egg outfit. Personally, I only felt like I was one of the gang when I wriggled into Allan's surplus baby blues; slipping a filled-out form and $20 to Peter felt more like paying taxes or some such other psychologically unimportant event.
I can't see how anyone would benefit from closing the door even slightly on new riders, or even trying to impose controls on joining (things like: ride quotas to be met, coffee to be bought etc.). Everyone has a different mental path to commitment and joining a group. For some it might be 3 rides, for others it might take a month (I think I paid up after 5 rides.) Fettering that process and imposing our own perception of what constitutes demonstrated commitment may interfere with a new rider's own internal journey to commitment.
I guess the best way to approach the question of membership is to identify what the club's goals are in the process. If we want the induction process to encourage riders to commit and show up regularly (because many of the beneifts we each derive from the mornings rely on a good showing), then we should give a lot of deference to the diversity of riders' paths to commitment. If the priority is to raise funds from membership dues, then the membership police should make sure nobody sitting around the coffee table for at least the second time hasn't paid up -- but that would be kinda lame. However, if the goal is to have everyone riding with us having signed the waiver on the membership form ("I know this is kinda dangerous and I won't sue the club or other members if I get hurt"), then that might be a better reason to get on people's cases to join sooner than later.
For reasons set out below, it may or may not make much difference if someone is a member from an insurance perspective.
Questions 2 & 3:
I don't know why CyclingBC would only allow you to join one club. What about folks who want to join both mountain and road cycling clubs? Seems stupid. If the insurance situation is as I guess below, then other clubs' riders joining us shouldn't make a material difference.
Question 4:
I, too, would like to know what my $20 goes towards. Sponsorship money? How much is there? Can we use it for beer and nachos some mornings?
Question 5:
Buying kit is to me the best way to commit to coming out in the mornings. I don't think we should restrict non-members from buying the stuff, unless we want to get their waiver signed and buying gear is a convenient way to get it done.
Question 6:
Dues for coffee seems questionable given the range of coffee consumption among us. It's hard enough on Wednesdays when there are enough non Tripleshotters around to make the decision to go in and pay a tough one.
Insurance stuff:
On the insurance issue, I'll make a few observations as a lay person. I'm not relying on my legal training and experience in making the following comments. As a public litigator, I have no professional insurance for losses arising from your reliance on my negligent pro bono advice. Therefore: PLEASE DO NO RELY ON THE FOLLOWING AS LEGAL ADVICE. Please defer to the opinions subsequently and inevitably expressed by the Lawlesses or other heretofore unannounced lawyers in our midst.
CyclingBC only posts a general summary of their policy on their website:
http://www.cyclingbc.net/files/CCA%20In ... m%2009.pdf
This document is not the actual policy, but it covers the basics.
The CyclingBC insurance only appears to insure us when we're participating in a Training Program, Tour or Competition or traveling to or from one of these activities. These capitalized terms are defined in the policy. Our usual morning rides could only possibly be included as a Training Program. A Training Program is defined as: "...a specific program developed in consultation with and under the direct supervision of proper authority of the sport governing body of which the insured person is a member."
Unless Lister or Peter or some other coach-like individual in our club qualifies as a "proper authority of CyclingBC",
I don't think the $30 premium we pay CyclingBC offers us any real protection against lawsuits brought by other riders (whether members or not) arising from accidents on our morning rides. The insurance appears more aimed at races.
If it hasn't been addressed, we should probably take steps to try to get our rides to fit the definition of a Training Program. This could be as simple as sending maps and schedules of our rides to CyclingBC staffer Steve Lund (Regional Coach - Vancouver Island) or Kevin MacCuish (Director of Technical Programs) and getting an e-mail back saying: "Sounds like fun - keep it up." Any evidence of "supervision" is helpful to fight back in the event the insurer denies coverage because our rides are not considered a Training Program under the policy.
Lister, Peter: I'm guessing you're hooked up with some of these folks?
Of interest, the policy contains a "Non Members Exclusion Endorsement" which reads as follows:
It is understood and agreed that such insurance afforded by this policy shall not apply to any liability either real or alleged by any participant who is a non member except when an activity with non members participating has been reported on the approved commercial application and a premium is charged.
This exclusion does not apply to non members participating in club rides as approved by and reported to the Provincial Governing Body. Applicable to one day tryouts only.
So we'd want to put a line in our e-mail to CyclingBC to the effect of: "We regularly have new riders try out our rides and we'd like them to be covered by our Training Program policy for their first days with us. Please tell us this is okay."
Conclusion blending liability stuff and the membership discussion:
As far as protecting us from lawsuits, the waiver on our membership form strikes me as a much more important tool than the CyclingBC insurance. Or at least it seems more reliable, given the questions concerning the adequacy of our insurance coverage. To this end, we probably want to make getting gear contingent on membership, which in turn requires signing the waiver.
Also: given there are some qualified and properly insured lawyers among us (who have nothing better to do than attend trials in Nanaimo instead of being responsible and wasting half their day posting to the 3shot forum), we should get a proper pro bono opinion on our insurance situation with a full review of the actual policy and not just some half-assed summary posted on CyclingBC's website. Did I mention that none of my blathering is legal advice?
I'd feel a lot better riding my guts out at an angle swooping around Hollywood Crescent if I knew that I was insured against disaster befalling me or my fellow riders.
Okay, sorry for the book -- back to the day job...
p.s. Who's Alec?